Macalister Bali
As the government shut down continues.....

As the government shut down continues, with no clear end in sight, a growing number of businesses are stepping in to offer everything from specials to freebies to assistance.Here are some ways national organizations are offering assistance to government employees:
Assistance programs
Bank of America: The bank's Client Assistance Program is offering personalized financial assistance and can be reached at 844-219-0690.
Chase: The bank announced its efforts to help its customers who are U.S. government employees on Dec. 22 and is encouraging customers to call a special care line at 888-356-0023 to discuss available hardship programs. The help also is available for customers who do business with a federal agency that is also affected, Chase said in a statement.
Congressional Federal Credit Union: Furloughed employees and those working without pay can apply for the “Relief Line of Credit” with an interest-free rate over 60 days.
Discover: Impacted federal workers who are Discover cardmembers or have a loan with Discover Bank may be eligible for assistance such as skipping a payment and having late fees and interest charges reversed if they miss a payment because of the shutdown. To request assistance, call 800-347-2683.
FedChoice: The Federal Credit Union has several options listed in its Furlough Center at www.fedchoice.org.
Marcus by Goldman Sachs: Eligible government employees impacted by the temporary government shutdown may be eligible for a payment deferral on their Marcus loan and savings customers may be eligible to have early withdrawal penalties waived. For request assistance and to discuss options, call 844-627-2876.
Navy Federal Credit Union: Impacted union members who have direct deposit of their government pay may be eligible for interest-free loans. Government contractors may be eligible if their direct deposit is received directly from the federal government and will be impacted by a government shutdown.
U.S. Bank: The bank created a new, low-rate quick loan for federal employees affected by the shutdown. It is available to customers with any U.S. Bank product, including mortgage, auto loans or U.S. Bank credit cards, the company announced. The designated federal government shutdown line is 877-760-6046.
U.S. Employees Credit Union: Impacted union members who have direct deposit of their government pay may be eligible for interest-free loans. According to its website, the Government Shutdown Loan is to be “repaid in 60 days or when the government processes back pay, whichever is sooner.”
Wells Fargo: The bank says it "will work with individuals and business banking customers whose income is disrupted as a result of the shutdown." Customers should call 1-800-TO-WELLS, or the number on their credit card, debit card or statement for assistance, or visit any Wells Fargo branch. Mortgage, loan, and credit customers may qualify for forbearance or other payment assistance programs based on their individual circumstances, the company posted on its website.
Wireless providers
AT&T: Customers affected by the shutdown are eligible for flexible payment options to keep service including cellphones, television and internet running. Make payment arrangements online at www.att.com.
Sprint: "Our Care reps will coordinate with qualified customers and our financial team to find a payment option that works and keep your service uninterrupted during the government shutdown," Sprint said in a statement. Impacted customers should call 888-211-4727 or do an online chat at www.sprint.com.
T-Mobile: Short-term account assistance can be tailored to meet the needs of customers who are federal workers, T-Mobile said, noting options include payment deferral and "flexible payment options" that allow customers to spread their service payments over time." The company is also offering support to government account customers. Customers can call T-Mobile Customer Care to discuss options at 611 from a T-Mobile device or 877-746-0909 from any phone.
Verizon: The company announced flexible payment options and a "Promise to Pay" program that can be set up in the My Verizon app or website. Further assistance is available by calling 866-266-1445.
Nationwide deals
Hudson Group: This deal is for TSA and customs employees. The Hudson Group, which has more than 1,000 stores in airports and transportation terminals, is offering TSA and customer workers 20 percent off food, beverages and core store products when they present their TSA or Trans border ID. This shutdown special will continue until the end of the shutdown. Employees need to present .
Rosetta Stone: Furloughed government workers can get a free three-month online subscription. Email your name and validation information to expandyourworld@rosettastone.com.